A licensed Colorado broker helps you review mortgage protection insurance options, coverage designed specifically to pay off your mortgage if you pass away. No pressure. No call center.
Private Coverage Review
Takes about 30 seconds
Simple. Fast. Protected.
If something unexpected happens, mortgage protection ensures your family keeps the home, not the payment.
Fill out a short form
Takes 30 seconds. No medical exam required.
A licensed broker personally reviews your information
We shop 80+ carriers to find your best rate, not a call center, not an algorithm.
We go over the best options together
No pressure. You pick the coverage amount and term that makes sense for your family.
You name your beneficiary
Choose who receives the benefit, your spouse, children, or anyone you'd like protected.
Your family is protected, for as long as you need
Coverage is locked in at your rate. Your mortgage is covered no matter what happens.
No obligation. No spam. Just a conversation.
Get My Free Coverage Review“I worked with Charles and he was incredibly helpful and not pushy. Got my family protected for a lot less than I thought. These guys are the best. Thank you.”
“Got back to me so fast, honestly wasn’t expecting it. Walked me through everything and made it really easy to understand. Would definitely recommend.”
“Thank you guys so much for the help today. Very helpful and to the point. I felt like I actually understood what I was signing up for before making any decision.”
No runaround. No sales pitch. Just the truth.
What is mortgage protection insurance?
Mortgage protection insurance is a life insurance policy specifically designed to pay off your remaining mortgage balance if you pass away. Your named beneficiary receives the benefit, keeping your family in the home without the burden of mortgage payments.
Is mortgage protection the same as homeowner’s insurance?
No, these are completely different products. Homeowner’s insurance covers physical damage to the home’s structure. Mortgage protection insurance covers your mortgage debt if you pass away, so your family isn’t forced to sell or struggle to keep up with payments.
Is this the same as PMI (private mortgage insurance)?
No. PMI protects the lender if you default on your loan, it pays nothing to your family. Mortgage protection insurance protects your family by paying off the mortgage if you die. They are unrelated products.
I already have life insurance, do I still need mortgage protection?
Maybe not, but most life insurance policies aren’t structured to cover a mortgage specifically. Mortgage protection insurance ties directly to your loan balance, is often easier to qualify for, and ensures the benefit goes toward the home. A quick review will tell you if you’re covered or if there’s a gap worth closing.
How much does mortgage protection insurance cost in Colorado?
Rates vary based on your age, health, and mortgage balance. Use the calculator on this page for a ballpark estimate, or request a free review and we’ll shop 80+ carriers to find your exact rate before you commit to anything.
Do I need a medical exam to qualify?
Many plans require no medical exam at all. Most clients are approved the same day with just a few health questions, no labs, no doctors.
Am I locked in if I fill out the form?
Not at all. Submitting the form just starts a conversation. There’s zero obligation to purchase anything. You review your options and decide what’s right for your family.
Our resource library covers everything Colorado homeowners ask about mortgage protection, from how coverage works to what to look for in a policy.
Browse the Resource LibraryWe work with homeowners across the Front Range and beyond. Select your city for local coverage information.
Enter your details below to see an estimated monthly premium range based on your age, mortgage, and health profile.
Estimates are for informational purposes only and do not constitute a quote or promise of rates. Actual premiums are determined by individual underwriting. Colorado Home Protection LLC is a licensed insurance agency in the State of Colorado.
Takes 30 seconds. You’ll hear back personally, no call center, no obligation. We’ll walk through it together.
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